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We just need a little bit of basic information from you. 

Your information
How would you like us to contact you?
Address of Property
Is this your primary residence?
Employment Information
Spouse Information
Are you married?

Thank you for your application. You will hear from a Token Home Equity representative within 24 hours.

By continuing, you consent to our using of consumer reporting agencies, like Experian and Equifax, to make a credit inquiry and to verify your employment and income. You also agree to our E-SIGN Consent, Privacy Policy, and Terms of Use.


Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. Mortgage, Equal Housing Lender.


You authorize your wireless carrier to use/disclose info about your account & device to Mortgage Token Inc. and its affiliates & service providers. See Privacy Policy for details.


Applicants, if married, may apply for a separate account.


You have 30 days from the date you submit personal information to complete your application.


The Annual Percentage Rate (APR) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. As of November 3, 2022, the variable rate for Home Equity Lines of Credit ranged from 7.95% APR to 11.70% APR. Rates may vary due to a change in the Prime Rate, a credit limit below $100,000, a loan-to-value (LTV) above 70% and/or a credit score less than 730. A U.S. Bank personal checking account is required to receive the lowest rate, but is not required for loan approval. Customers in certain states are eligible to receive the preferred rate without having a U.S. Bank personal checking account. The rate will never exceed 18% APR, or applicable state law, or below 3.25% APR. Choosing an interest-only repayment may cause your monthly payment to increase, possibly substantially, once your credit line transitions into the repayment period. Repayment options may vary based on credit qualifications. Interest-only repayment may be unavailable. Loans are subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Credit line may be reduced or additional extensions of credit limited if certain circumstances occur.


Mortgage Token and its representatives do not provide tax or legal advice. Your tax and financial situation is unique. You should consult your tax and/or legal advisor for advice and information concerning your particular situation.


Consolidation Client

I cannot say enough good things about Token Home Equity!! My experience was extremely easy, pleasant, and fast!! The program I was approved for is going to save me so much money in the long run. I honestly do not know how I ever would have gotten ahead of my debt without this!! For the first time in a long time, I am feeling optimistic about my finances and I am excited for my future with less financial stress!! Thank you thank you thank you!!!


Ari, Traverse City MI

Consolidation Client

“I had some debt spread across a couple of credit cards from purchases and past home improvement projects. I was getting really sick of keeping track of all of my payment dates and often found myself paying them late due to forgetfulness. Token Home Equity allowed me to combine all my debts into one easy payment structure, saving me time and interest.”


Eric, San Jose CA

Financial Advisor

“As a financial planner, I am always trying to find products that can effectively help my clients take their financial goals to the next level. Token Home Equity is a great solution for many of my clients to consolidate debt at a fare rate and expectations. I highly recommend this company.”


Michael, Farmington MI

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